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Home Improvement Loan

Home Improvement Loan

Do you wish to update your own home, maybe add an extension? Or do you rent your home and wish to upgrade the look? Want to add a feeling of modernism and comfort to it by buying some new sofas? Whether it is about buying kitchen cupboards or redecorating your home, we at Pixie Loans can help you get a quick home improvement loan!

Where can you get a home improvement loan?

When you plan on upgrading your home, the cost can go way up high, more than you have anticipated. When you run short on money and have no way to borrow, Pixie Loans can help you with the problem.

So, why should you trust us?

We have a long list of different types of lenders partnered with us, forming a team set to help people in need.

We have already helped many thousands around the UK to redecorate their homes, living now in their fairy tale home, and wish to help even more on the way!

For those of you who have “home improvement” ideas in mind but no money, Pixie Loans is your go to.

What is any purpose loan vs home improvement loan?

any purpose loans

Ever heard of any purpose loan? We are sure you might but may not know what the difference is.  Any purpose loan is a loan application that lets you borrow money for “any purpose”. Whether it is about home improvement or buying a new car, any purpose loan will keep you covered.  Many lenders will ask you the purpose of the loan, most of the time this won’t affect the decision. These are any purpose loans, however, there are loans specific to home improvements, in particular if you are a homeowner. The lender will want to know specifics of what the home improvements will be.

If you have bigger plans in mind than just your home improvement, such as a deposit on a car or wedding, we’d suggest you try your luck with any purpose loan through us. The amount you can borrow through this application starts from £100 going all the way up to £5,000 and even more, if you have a secured loan or guarantor loan.

The amount we promise to help you borrow will let you live your dream of creating a house that is luxurious and comfortable!

Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed)

Can you get one with a bad credit score?

When you apply for a loan, your credit score is often checked by the lenders to check your credibility. They use this to determine whether you’ll be able to return the loan amount within the promised period or not. 

But what if your credit score drops down below the average line acceptable for a loan?

This does not always make you ineligible.  Lenders look through a variety of information to assess that you can afford the loan repayments, including your affordability. We at Pixie Loans are all up to help people borrow emergency loans even if their credit rating is low. It may take, in some cases, slightly longer to process the application. But the chances of acceptance are higher when we are dealing in the middle.

We do not recommend you take out an emergency loan, such as a payday loan, for home improvements.  Emergency loans are for when there is an urgent need for additional cash in a hurry, that is repaid over a short period of time.  This can be as soon as your next payday or over 3-6 months.  Emergency loans are processed quickly and often the highest amount you can borrow for these types of loans may not be enough for home improvements.

If you’ve already started your home revamp project and run out of money, our emergency loans could help you finish the final touches.

Home improvement loans are quick to process. Our lenders will run a quick check through your background once we’ve connected you with them. Based on the trust they have in us, you’ll receive the loan amount within a day when you are approved.

If you still haven’t contacted us and you are looking for a home improvement loan, we’d suggest you waste no more time and apply now!

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Representative 225% APR. Representative example: £400 repaid over 3 monthly instalments of £186.18. Total charge for credit £558.55. Interest £158.55. Interest rate 255% (fixed) APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

Pixieloans.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Maxed Up Media Ltd, Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. (Company number 07162006). Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

† FREE TRIAL : UKCreditRatings offer a 14-day trial to their service. If you choose not to cancel within the trial period, you will incur the monthly subscription fee of £19.95 until you cancel the account.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

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