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Guarantor Loans

guarantor loans

Have a bad credit score and no valuables to be presented as security for a secured loan? Pixie Loans can help you acquire a guarantor loan that will aid you when you most need it.

What is a guarantor loan?

Do you dream big about starting your own business? Naturally, bigger dreams need bigger financing and this is where Pixie Loans can help you.

A guarantor loan is an unsecured loan that requires you have someone that will maintain repayments should you not be able to. If you opt for this type of loan, you will need to present a guarantor. That being a close friend, colleague or family member that has agreed to the terms and conditions.

For people with a bad credit score who are concerned that they may be refused a loan, this type of loan can provide a great opportunity. With Pixie’s help, you could easily borrow up to £1000, unsecured, with merely your guarantor’s personal details. Indeed, why waste time when we could help you now?

Simply apply for your guarantor loan and, if approved, you could have the funds in your bank account within 24hours. Consequently, your dreams can become a reality!

Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed)

What are the criteria to become a guarantor?

The main questions that most people ask when it comes to a guarantor loan is “Who can be a guarantor? Can I bring in my friend who owns a café? Or an unemployed brother?”

Well, if you’re interested in an unsecured loan and confused about the guarantor, here are some requirements for a loan guarantor:

  • Someone who is employed
  • A person who has a good credit rating
  • Owns some property in the UK
  • A person who is a UK resident
  • Is more than 21 years of age

If you think there is someone you know that fulfills one or more of the criteria, then yes, he or she can be presented as a guarantor for the £1000 loan you’ve applied for.

Where can you acquire a guarantor loan without any hassle?

Applying for and borrowing loans directly through banks can be time-consuming and the chances of rejection are significantly higher for people with a bad credit score.

Regardless of your credit score, at Pixie Loans we’ll do our best to get you a guarantor loan through lenders.

All you need to do is fill in the application form, present a guarantor and we’ll find the perfect lender for you. Once we find a match and you’re approved, we’ll connect you with the lender who will then discuss the terms and you can seal the deal.

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Representative 225% APR. Representative example: £400 repaid over 3 monthly instalments of £186.18. Total charge for credit £558.55. Interest £158.55. Interest rate 255% (fixed) APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

Pixieloans.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Maxed Up Media Ltd, Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. (Company number 07162006). Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

† FREE TRIAL : UKCreditRatings offer a 14-day trial to their service. If you choose not to cancel within the trial period, you will incur the monthly subscription fee of £19.95 until you cancel the account.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

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