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Emergency Loans

Emergency Loans

Unexpected situations can find you anywhere and at any point in your life. Whether it is about clearing unpaid rent, utility bills or getting your car repaired, when you have nothing in your pocket to compensate for it, Pixie Loans’ emergency loan can provide you with a quick solution!

What is an emergency loan?

An emergency loan is a short term loan that can be acquired on easy payment terms and conditions.  It is especially used to deal with a financial situation of urgency that you could find yourself trapped in.

When applying through Pixie Loans, you will receive a lump sum of money as your emergency loan. This needs to be repaid over the agreed instalments.  This could be your next payday, or over 3-6 months.  In some cases payday loans/short term loans can be repaid over 12 months.  Read the terms carefully before agreeing to them and ensure that you can meet the repayments. 

With these types of emergency loans/payday loans, you do not get to enjoy very flexible payment terms. Yet our lenders still try their best to give you the best.

What can you use the emergency loan for?

Emergency payday loans do not come with any particular set of limitations and restrictions. You’re free to spend the loan money on fulfilling your personal needs which may include:

When you find yourself in a fix with no money, emergency loans can be used as a short term fix!

Representative 546.1% APR. Representative example: £200 repaid over 3 monthly instalments of £134.76. Total charge for credit £404.27. Interest £204.27. Interest rate 546.1% (fixed)

Can a person with a bad credit score apply for an Emergency loan?

short term loan

The best part of borrowing a loan through the UK’s top broker, Pixie Loans, is that you do not have to fear rejection based on your poor credit rating.

We have some amazing lenders with us who are willing to lend you a £100 loan and other short term loans, in cases of an emergency, without digging deep into your credit history.

What is often more important to our lenders is your ability to afford repayments on a short term loan/payday loans.  That is why some of our lenders may ask you to use ‘open banking’ as part of the application process. This allows them to check your affordability.

Whether it is a £100 loan or more, the lenders we’ll connect you through to, will in most cases, help with your emergency loan needs quickly.  In some cases the payday loan can be in your bank account within one hour.

How soon can you get an emergency loan?

Short term loans like these, when acquired through us, are quick to process. We make sure within minutes of your application that we match you with the best lender, seal a deal and you receive the cash in hand.

How can you apply for payday loans?

Pixie Loans has strived to make the loan process simple, easy and quick, working with a large panel of lenders that offer a variety of different types of loans.  So, without wasting days applying with multiple lenders, with one application we contact the lenders and have the decision back to you in minutes.  We make the process faster and easier, so you can get your loan approved, receive the cash faster than anticipated, allowing you to fix the emergency.

All you need to do is fill in the form consisting of information like:

  • Your name
  • Your address
  • Employment status
  • Income and expenditure

We will then match your application against our panel of lenders, find the right lender and then connect you directly to them to proceed. No matter what the emergency is, Pixie Loans promises to help you deal with it without losing hope and heart!

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Representative 225% APR. Representative example: £400 repaid over 3 monthly instalments of £186.18. Total charge for credit £558.55. Interest £158.55. Interest rate 255% (fixed) APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

Pixieloans.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Maxed Up Media Ltd, Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. (Company number 07162006). Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

† FREE TRIAL : UKCreditRatings offer a 14-day trial to their service. If you choose not to cancel within the trial period, you will incur the monthly subscription fee of £19.95 until you cancel the account.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

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