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No need for an instalment loan – the cash-savvy traveller

February 5, 2018 Saving Tips

If you’re currently going through some winter-blues and are in dire need of a cheap get-away, look no further than this article. Here, we will provide you with some savvy tips to help you budget your next holiday, hopefully avoiding getting an instalment loan.

Protect yourself

Before you do anything, you must remember to protect yourself with some insurance. If unfortunate accidents do occur whilst you’re abroad, it’s not uncommon for hospitals to refuse treatment. To cut back costs, visit insurance comparison sites such as GoCompare and MoneySupermarket, and choose the best package for you. This will also help the need for an urgent instalment loan to pay medical bills.

Join Free Memberships

When travelling, try to understand what services you will be using, and sign up to any free memberships. There are numerous airline memberships you can sign up to, and receive airline miles and points. Think about what restaurants you will potentially visit and whether or not the hotel you’re visiting offers any loyalty schemes. If you want to travel frequently for leisure or whether it is for business, these schemes could save you hundreds of pounds. Also, if you’re a loyal member to a hotel chain, you get that extra royalty treatment.

Smart eating

When flying, any liquids over 100 millilitres are banned from your hand luggage. However, food is allowed. Instead of forking out on expensive food in the airport, pack some snacks. You may find yourself at the airport past midnight and feel peckish, with nowhere open for food. You’ll be glad you thought ahead and packed them snacks!

Just because you’re abroad, it doesn’t mean you cannot order your food online. Search for supermarkets which deliver, and you can have a weeks supply of food supplied to your apartment or villa.

When booking your holiday, look out for any apartments that include a grill and stove. What is the price difference? Would you save any money by cooking your own breakfast and lunch?

Check local prices

If you’re stuck on two possible destinations, maybe the local prices could sway your mind. Let’s say you have a place in mind you would prefer to visit, but the hotel is more expensive, don’t let this deter you. Local food and drink prices may be considerably cheaper, meaning your preferred holiday would have been cheaper in the grand scheme of things. Check out holiday reviews and destination reviews. You are literally spoilt for choice when it comes to chatter about travelling online. Go research!

Are you looking for Installment Loans

If you’re a little short on spending money, or maybe you find yourself in an emergency when you’re abroad, Loanline can help. Let’s say you didn’t take our advice on insurance, and you’ve had an accident and you’re looking for installment loans to cover costs – simply head on over to our application page. It won’t take a few minutes of your time and we will instantly contact a range of different lenders up and down the country.

Are you looking for instalment loans but you’re certain you can pay back in 30 days, then check out our Payday Loans page.

 

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Representative 225% APR. Representative example: £400 repaid over 3 monthly instalments of £186.18. Total charge for credit £558.55. Interest £158.55. Interest rate 255% (fixed) APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

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* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

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IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

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