Securing 12 Month Payday Loans

How To Apply

Here at Pixie Loans, we want to provide emergency 12 month loans to as many people as possible. As much as we try to avoid unwanted situations, life can sometimes, have different plans.

Have you found yourself in an unplanned emergency which requires immediate funds? Here at Pixie Loans, we will take your details and proceed to scour the loan market instantly, searching for a willing lender. By working with a variety of different lenders, we consequently improve our customers’ chances of being accepted. As an added benefit, the service is free of charge, and requires no hassle.

But why should I use Pixie Loans?

Applying to individual lenders is, firstly, very time consuming. Secondly, we work with some of the biggest lenders in the market, helping you get the best loan for your situation. Some lenders will tell you their price is the best in the market, some are more honest, who admit theirs may not be. Our service gives you more flexibility and doesn’t require searching and reading multiple lender websites. If that isn’t enough for you, our services are completely free.

Applying for a 12 month loan with Pixie Loans will save you time and could save you money. Two huge reasons to use our free services.

How do I apply for a 12 month loan using Pixie Loans?

How to apply for 12 month loans

Applying for 12 month Loans

Simply select how much you would like to borrow for the period of 12 months and click apply. Complete the application form and your details will then be passed to a range of secure and trustworthy payday lenders. Once accepted, you will be redirected to their website.

Repaying your 12 month loans

Many lenders will set an agreement to repay the loan, with interest, every month. Some lenders will allow you to repay the loan as fast as you like, but the agreement must be met. Failure to repay your loan will result in additional charges and can cause serious money problems.

Dangers of payday loans

If you are currently in debt, struggling to pay other existing loans, we highly recommend that you seek financial help. Late repayments can result in penalty charges, which can lead to serious money problems.

Costs of agreeing 12 month payday loans

Because you’re taking the loan out for a longer period of time, the amount of interest you pay back will increase. Before taking out this loan, be certain it is in the best interests for you and your financial situation.

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Pixieloans.co.uk is a trading style of Maxed Up Media Ltd. Company registered address: Maxed Up Media Ltd, Adamson House, Towers Business Park, Wilmslow Road, MANCHESTER, M20 2YY. (Company number 07162006). Maxed Up Media is an appointed representative of Serpable Ltd and regulated by the Financial Conduct Authority under reference 848096. (Serpable Ltd is authorised and regulated by the Financial Conduct Authority under reference number 799104)

* Loans can be paid into your bank account in less than one hour if the lender that has offered you a loan provides this service. In some instances, it can take up to 5 working days for a loan to be in your bank account. The lender will inform you when to expect the funds into your bank account.

† FREE TRIAL : UKCreditRatings offer a 14-day trial to their service. If you choose not to cancel within the trial period, you will incur the monthly subscription fee of £19.95 until you cancel the account.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Credit is available to 18 years and over. All loans are subject to status. A short-term, payday loan should be used for short-term financial needs only, not as a long-term financial solution. Never borrow an amount that cannot be repaid on your next pay period date. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

The operator of this website is not a lender or short term loan provider and does not make loan or credit decisions. We are a credit broker, providing loan matching services and help connect consumers interested in obtaining short-term payday loans, installment loans, guarantor loans and secured loans in amounts between £100 and £5,000 with participating lenders or brokers in our network.

We do not charge you any fees to use our websites, services or products. Any commission received by us is paid by participating lenders or brokers if you choose one of their products or for referring you to them.

If you are matched with a participating lender or broker, you may be charged a fee directly by the participating lender or broker. Please be sure to read their terms and conditions before proceeding with any loan arrangement.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.